All Test Cards That Receive Error

Test Cards and Features for Failed Transactions

If you need a new test card for an error that is not in this list, please notify the Craftgate team.

Test Cards for Standard (Non 3D Secure) Payments

For Non 3D payment test cards that you can get error are listed below. In the table blank areas can complete related operation successfully.

Card Number	Error Group	Description	Standard Payment	Cancel / Refund
5100050000006661	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance	ERROR
5100560000006669	DO_NOT_HONOUR	The transaction has not been approved	ERROR
5101380000006661	INVALID_TRANSACTION	Invalid transaction	ERROR
5101510000006663	NOT_PERMITTED_TO_CARDHOLDER	The cardholder cannot do this transaction. Please try with another card	ERROR
5101520000006662	STOLEN_CARD	Stolen card, pickup the card	ERROR
5102210000006669	DECLINED	Payment declined	ERROR
5115830000006669	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance	ERROR
5117280000006665	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance	ERROR
5117580000006668	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance	ERROR
5136620000006669	LOST_CARD	Lost card, pickup the card	ERROR
5163080000006662	EXPIRED_CARD	Incorrect expiration date	ERROR
5164580000006660	INVALID_CVC2	Cvc2 information is invalid	ERROR
5188960000006666	NOT_PERMITTED_TO_TERMINAL	The terminal is not authorized to perform this transaction	ERROR
5192610000006661	FRAUD_SUSPECT	The payment fails to pass the security check	ERROR
5193240000006666	RESTRICTED_BY_LAW	Your card is closed to e-commerce transactions. Call your bank	ERROR
5200170000006666	UNKNOWN	Unknown error happened in the system	ERROR
5209220000006660	CARD_NOT_PERMITTED	The card does not allow the transaction	ERROR
5213940000006667	APPROVED_COMPLETED	Pre-approved transaction	ERROR
5220750000006661	INVALID_CHARS_IN_EMAIL	Email is not in valid format	ERROR
5218750000006665	INVALID_CVC2_LENGTH	CVC length is invalid	ERROR
5222400000006661	REFER_TO_CARD_ISSUER	Get approval from your bank	ERROR
5222650000006661	INVALID_MERCHANT_OR_SP	Merchant category code is incorrect	ERROR
5223620000006663	BLOCKED_CARD	Card is blocked	ERROR
5237590000006662	INVALID_CAVV	Invalid CAVV information	ERROR
5253290000006668	INVALID_ECI	Invalid ECI information	ERROR
5253390000006666	CVC2_MAX_ATTEMPT	CVC2 incorrect entry attempts exceeded	ERROR
5253820000006662	BIN_NOT_FOUND	BIN not found	ERROR
5254040000006666	COMMUNICATION_OR_SYSTEM_ERROR	Communication or system error	ERROR
5328130000006667	INVALID_CARD_NUMBER	Invalid card number	ERROR
5339730000006661	NO_SUCH_ISSUER	Bank not found	ERROR
5342530000006660	DEBIT_CARDS_REQUIRES_3DS	Debit cards can only be used in 3D Secure transaction	ERROR
5353550000006664	DEBIT_CARDS_INSTALLMENT_NOT_ALLOWED	Installments cannot be made with debit cards.	ERROR
5358810000006667	REQUEST_TIMEOUT	Request sent to bank timed out	ERROR
5381210000006661	NOT_PERMITTED_TO_FOREIGN_CARD	Terminal is closed to international cards	ERROR
5400240000006665	NOT_PERMITTED_TO_INSTALLMENT	Terminal does not allow installment	ERROR
5400630000006667	REQUIRES_DAY_END	End of day must be done	ERROR
5482020000006662	EXCEEDS_WITHDRAWAL_AMOUNT_LIMIT	Withdrawal limit exceeded	ERROR
5545480000006663	RESTRICTED_CARD	Restricted card	ERROR
4006840000006663	EXCEEDS_ALLOWABLE_PIN_TRIES	Allowed number of PIN entries exceeded	ERROR
4007420000006663	INVALID_PIN	Invalid PIN	ERROR
4010720000006661	ISSUER_OR_SWITCH_INOPERATIVE	Bank or terminal fail to process	ERROR
4022770000006662	INVALID_EXPIRE_YEAR_MONTH	Invalid expiration date	ERROR
4024580000006663	REQUEST_BLOCKED_BY_BANK	The request received an error from the bank	ERROR
4025890000006665	SALES_AMOUNT_LESS_THAN_AWARD	The sales amount cannot be lower than the award points	ERROR
4029400000006669	INVALID_AMOUNT	Invalid amount	ERROR
4032800000006665	INVALID_CARD_TYPE	Invalid card type	ERROR
4043080000006661	NOT_SUFFICIENT_AWARD	Insufficient award points	ERROR
4048090000006665	AMEX_CAN_USE_ONLY_MR	American Express card error	ERROR
4049520000006660	NO_RESPONSE	A general error occurred during the payment process	ERROR
4086250000006668	INVALID_TRANSACTION	Invalid transaction	ERROR
4111580000006667	REQUEST_TIMEOUT	Request is timeout	ERROR
4132260000006661	COMMUNICATION_OR_SYSTEM_ERROR	Communication or system error	ERROR
4137290000006663	COMMUNICATION_OR_SYSTEM_ERROR	Communication or system error	ERROR
4183420000006669	PICKUP_CARD	Pickup the card	ERROR
4234800000006661	CVC_REQUIRED	CVC is required for payment	ERROR
4059030000006667	MAY_HAVE_ALREADY_REFUNDED	The amount to be refunded must be less than the total paid amount. This payment may have been refunded before	ERROR
4059190000006669	ORDER_ID_ALREADY_USED	The order number (orderId) has already been used. Order numbers must be unique for successful sales	ERROR
4059190000176660	INVALID_IP	Invalid IP	ERROR
4355080000006663	POS_BALANCE_NOT_SUFFICIENT	Virtual Pos balance is not sufficient.		ERROR

Test Cards for 3D Secure Payments

For 3D Secure payment test cards that you can get error are listed below. In the table blank areas can complete related operation successfully.

If you are doing failing card tests on 3DPay model pos, you should call 3DS Complete service in order to get the error details of 3DS verification.

Card Number	Error Group	Description	3D Secure Init	3D Secure Verification	3D Secure Completion	Cancel / Refund
5100050000006661	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance			ERROR
5100560000006669	DO_NOT_HONOUR	The transaction has not been approved			ERROR
5101380000006661	INVALID_TRANSACTION	Invalid transaction			ERROR
5101510000006663	NOT_PERMITTED_TO_CARDHOLDER	The cardholder cannot do this transaction. Please try with another card			ERROR
5101520000006662	STOLEN_CARD	Stolen card, pickup the card			ERROR
5102210000006669	DECLINED	Payment declined			ERROR
5115830000006669	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance (3DS init can be done, but mdStatus returns 0 when verifying)		ERROR	ERROR
5117280000006665 [*]	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance (3DS init can be done, but mdStatus returns 4 when verifying.Payment can be received if the merchant 3DSecure verification type is HALF_THREEDS.)		ERROR	ERROR
5117580000006668	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance	ERROR	ERROR	ERROR
4355080000006663	POS_BALANCE_NOT_SUFFICIENT	Virtual Pos balance is not sufficient.				ERROR

[*] If the merchant's 3DSecure verification type is FULL_THREEDS and mdstatus value at 3DS verification result is not 1, then the user has not authenticated themselves and the payment will fail. If the merchant's 3DSecure verification type If HALF_THREEDS, the cardholder is assumed to be 3DS authenticated with the values 1, 2, 3, 4 for the mdstatus. The related test card returns mdstatus 4 as a result of 3DS verification. While the payment cannot be completed at merchants with FULL_THREEDS, it can be completed successfully at merchants with HALF_THREEDS.

Test Cards for Pre-Auth / Post-Auth Payments

For Pre-Auth / Post-Auth payment test cards that you can get error are listed below. In the table blank areas can complete related operation successfully.

Card Number	Error Group	Description	Pre Auth	Post Auth
9792120000006667	NOT_SUFFICIENT_FUNDS	Insufficient card limit, insufficient balance.	ERROR
4043150000006662	INVALID_TRANSACTION	Invalid transaction		ERROR