Zip

Craftgate has an integration with Zip which is one of shopping loan integrator. You can make a shopping loan application and make payment with shopping loan via using Craftgate API.

Things to do first

In order to use the Zip integration, you must have completed the following steps.

1. Alternative Payment Method Integration must be On on Merchant Panel > Administration > Merchant Settings > Craftgate Features list.

   

2. Enter the information sent to you by Zip on Merchant Panel > Administration > APM Management > Zip after Enable Zip Integration status.

   

Bank Payment Table Inquiry

The payment table inquiry for Zip shopping credits can be made by sending the credit amount information when using shopping credits through Craftgate.

Pay via Zip Shopping Loan

The loan application process is initiated by triggering the shopping loan payment flow via Craftgate. The customer should be directed to the bank's link that is received in response and the loan application process can continue at the bank side. Payment flows may differ depending on the bank.

Zip Loan application requires email and phone number of customer. The buyerEmail and buyerPhoneNumber parameters need to be included within additionalParams for the Pay via Shopping Loan request to comply with Zip integration requirements.

After the completion of the loan application, a call is made to the Craftgate system and the result of the shopping credit payment process is notified by redirecting to the callbackUrl address sent by the customer in the payment initiation request. The parameters for the call to the callbackUrl address should be reviewed on the Buy Now Pay Later Payments Callback page.

The merchant should design their own workflows based on the additionalAction parameter in the callback request. The values for additionalAction are as follows:

Value	Description
NONE	No additional action is required.
VERIFY_REQUIRED	The credit utilization status could not be queried or is uncertain. It is necessary to make a service call to Buy Now Pay Later Payments Verification by the merchant to query it again.

See: Pay via Shopping Loan